You can make the investment you've made in your home work for YOU! A Home Equity Line of Credit (HELOC) at Escondido Federal Credit Union gives you access to the equity your home has built up. With a low interest rate, our HELOC gives you inexpensive access to funds for all kinds of things you might have thought were out of reach. Like a swimming pool, money for school, or that dream vacation. Plus, you'll have peace of mind knowing that you have fast access to cash in an emergency.

We can work to get you the best possible low-interest rates and keep your payments within your budget.

You can apply for a Home Equity Line of Credit online! Get started here*: EFCU Online Loan Application

* When you submit your online application, it is emailed directly to the credit union. Although the credit union's email system is secure to intrusion from the public, it is managed by the City of Escondido Network. Therefore, the information is not 100% secured to credit union staff access only.