Escondido Federal Credit Union is your one-stop-shop, whether you're buying, selling, or refinancing your home, or want to use your home's equity to finance a home improvement project. We offer you low interest rates and all the financing options you want in a mortgage loan. And you'll get expert guidance to help you make sense of it all and choose the best option. We provide all of this to you with the same excellent service you expect from us.

For our 1st Mortgages, we've partnered with CUSO Mortgage to provide you with the best options and very competitive rates. For more information or to apply online, visit our mortgage website. We also offer Home Equity Lines of Credit (HELOC) at excellent rates!

Research Tools and Savings for Buying or Selling Your Home.

If you're looking buy or sell your home, we have more tools to help you. We've teamed with HouseRebate to provide you with special savings and online research tools. When shopping for a home, you'll have access to online Multiple Listing Service (MLS) information for all homes in San Diego. Unlike other online MLS services, you'll have full access to home addresses without having to be contacted by a real estate agent or even having to register at all.

Joining HouseRebate, will save you money on your home sale or purchase. If you're selling your home, you can expect to pay less commission through HouseRebate: 4.5% vs. the standard 6%. If you use HouseRebate for your home purchase, you'll get a rebate of up to 1% of the home purchase price towards loan closing costs, which adds up fast in San Diego.

Start using the MLS or get more information about saving money at HouseRebate.