If having instant access to your funds is important to you, but you want to earn more dividends than a share savings account, we have the option for you!

Escondido Federal Credit Union's Money Market Account earns a higher dividend rate for higher balances, but is flexible in allowing access to your funds without a penalty. Like the rest of EFCU's share accounts, our Money Market Account dividends are calculated daily and paid monthly, so your money works harder and produces a higher Annual Percentage Yield (APY).

Dividend rates are based on three balance tiers:

• $2,500-$10,000
• $10,000.01-$25,000
• $25,000.01 and above

SPOTLIGHT ON EFCU MONEY MARKET

• Competitive rates
• ATM access to your funds
• $2,500 minimum starting deposit
• $2,500 minimum balance for dividends
• Unlimited deposits and in-person withdrawals
• Up to six automatic withdrawals and transfers per month
• Convenient overdraft protection
• NCUA insured