Money Market Accounts
Higher dividend rate for higher balances
If having instant access to your funds is important to you, but you want to earn more dividends than a share savings account, we have the option for you!
Escondido Federal Credit Union's Money Market Account earns a higher dividend rate for higher balances, but is flexible in allowing access to your funds without a penalty. Like the rest of EFCU's share accounts, our Money Market Account dividends are calculated daily and paid monthly, so your money works harder and produces a higher Annual Percentage Yield (APY).
Dividend rates are based on three balance tiers:
- $25,000.01 and above
SPOTLIGHT ON MONEY MARKET
- Competitive rates
- ATM access to your funds
- $2,500 minimum starting deposit
- $2,500 minimum balance for dividends
- Unlimited deposits and in-person withdrawals
- Up to six automatic withdrawals and transfers per month
- Convenient overdraft protection
- NCUA insured
To open an account please visit one of our branches or give us a call at (760) 839-4606.