Escondido Federal Credit Union

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Member Resources

All the resources you need to make wise financial decisions


Your membership at Escondido Federal Credit Union entitles you to a wide variety of helpful resources to help guide you in your financial decisions throughout life.


Free Credit Reports

Based on the Fair and Accurate Credit Transaction Act (FACT Act) consumers are now able to obtain one free credit union per year from each of the 3 major consumer credit reporting companies – Equifax, Experian and Transunion.

To prevent identify theft and other types of fraud EFCU encourages you to order a report from each one of these companies.

To order your free credit reports online visit the official website:


Claim Your Youth - Teens Financial Network

Check out the Resources section to find information on college. Get help with understanding credit and how to manage your money. Find a job online. You will also find links to local high school web sites.



Financial Calculators

New Financial Education Web Site

The California and Nevada Credit Union Leagues are pleased to announce their new financial education Web site for consumers: We Own Our Bank at In these extraordinary financial times, We Own Our Bank provides credit union members and other consumers with easy-to-understand financial information and helpful tools:

  • Alternate solutions
  • Calculators and worksheets
  • Current topics
  • Educational resources
  • Q&A Search or Ask a Question
  • Youth involvement resources