CO-OP Surcharge-Free ATM Network

co-op logo

Easy Access Everywhere.

With surcharge-free access to nearly 30,000 ATMs across the U.S. and Canada getting cash is easy. This includes 9,000 deposit-taking ATMs and 5,500 7-Eleven locations.

For surcharge-free access to your money, just look for the CO-OP Network logo on the back of your ATM card and at participating ATMs.

Since Escondido Federal Credit Union is a member of the CO-OP ATM Network, our members can make deposits, withdrawals, and inquiries at over 800 ATM machines throughout the western United States free of service charges. In addition, members can access their accounts at any ATM that displays the STAR or Cirrus symbol, adding an additional 60,000 locations worldwide. A small fee may be applicable for these locations.

Find a location near you

ATMs & Shared Branches

EFCU ATMs

East Valley Community Center Parking Lot Drive-up ATM

Deposit Accepting

East Valley Parkway
Escondido, CA 92027

City Hall Branch

Deposit Accepting

201 North Broadway
Escondido, CA 92025

Escondido Police Department ATM

Deposit Accepting

1163 North Centre City Parkway
Escondido, CA 92026

Mobile App Access

Download the CO-OP ATM Locator app to find surcharge-free ATMs on the go.

Text Message Locator

Send a text with your ZIP code to "MYCOOP" (692667) to receive a list of nearby ATMs.

Reply "more" to see additional locations.