Where Local Banking Meets Digital Convenience

Manage your finances securely from anywhere with Escondido Federal Credit Union's free online banking platform, designed to give you 24/7 access to your accounts.

Our Personal Online Teller service provides convenient, secure access to your accounts whenever and wherever you need it. View balances, transfer funds, make payments, and more—all from the comfort of your home or on the go. As a member-owned financial cooperative, we're committed to providing you with modern banking tools that make managing your money simpler and more efficient.

24/7 Account Access

View your balances, transaction history, check images, and account details anytime, anywhere—giving you complete control over your finances on your schedule.

Transfer Funds

Transfer money between your accounts instantly, set up recurring transfers, and make loan payments with just a few clicks—no branch visit required.

E-Statements

Access your account statements electronically—saving paper, reducing clutter, and keeping your financial records securely organized in one place.
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Bill Pay

Pay your bills online quickly and securely from one central location, eliminating paper checks and saving on postage.
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Frequently Asked Questions

To sign up for Personal Online Teller, you can email us, call us at (760) 839-4606, or visit one of our branches in person. Our staff will guide you through the registration process and help you set up your account.

Yes, Escondido Federal Credit Union takes your security seriously. Our online banking platform uses advanced encryption technology and multi-factor authentication to protect your financial information. We also continuously monitor for suspicious activities and provide secure messaging for sensitive account information.

With Personal Online Teller, you can:

  • View account balances and transaction history
  • Transfer funds between your accounts
  • Make loan payments
  • View cleared checks
  • Set up bill payments
  • Enroll in e-statements
  • Update contact information
  • Send secure messages to the credit union

No, Personal Online Teller is a free service for all Escondido Federal Credit Union members. We believe in providing convenient, accessible banking services without additional fees.

If you forget your password, please contact our member service team at (760) 839-4606 during business hours. For security reasons, we cannot reset passwords via email. You will need to verify your identity before we can assist with password resets.