Apply for Membership, Loans & Services

Your one-stop destination for joining Escondido Federal Credit Union and accessing all our financial services. Get started with membership, loans, mortgages, and account services below.

Are you currently a member of Escondido FCU?

Start Here: Membership

Your membership at Escondido Federal Credit Union begins when you open a Share Savings account with just a $25 minimum balance—that's all it takes to become a member!

Who's Eligible to Join?
  • Employees of, retired employees of, volunteers for, and elected and appointed officials of the City of Escondido
  • Employees of and volunteers for the California Center for the Arts, Escondido
  • COMPACT
  • Family members of existing EFCU Members

Ways to Join

Membership Required

Before applying for loans or credit cards, you'll need to join Escondido Federal Credit Union. Membership is quick, easy, and only requires a $25 minimum deposit!

Ready to Join?

Visit your nearest branch or call us to get started with membership today.

Quick Loan Application

Great! As a member, you can apply for any of our loan products immediately.

Auto Loans
Credit Cards
Home Equity
Personal

How It Works

1Check your membership status above
2Join if you're not already a member
3Apply for loans, services, or accounts

Select your membership status above to get personalized options, or explore all our services below.