For the things in life that matter

Escondido Federal Credit Union provides savings and loan products to help achieve your goals throughout life.

When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates—something the big banks just cannot offer. Excellent service is the hallmark of an excellent credit union. At Escondido Federal Credit Union, you'll find excellent service as well as low fees, low loan rates, and high dividend rates. We are dedicated to serving our members through prompt and friendly service.

Become a Member Find a Branch

Our Mission

Escondido Federal Credit Union is dedicated to providing competitive, quality financial products and services in a superior professional and caring way, while maintaining financial strength and security.

Member-Owned Advantage

Our profits are returned to members in the form of lower fees, higher dividends, and lower loan rates—benefits the big banks simply cannot offer.

Excellent Service

Excellent service is our hallmark. We are dedicated to serving our members through prompt, friendly, and personalized financial assistance. We offer Member Benefits that set us apart.

Community Focus

As a local credit union, we're deeply connected to the Escondido community and dedicated to serving the financial needs of city employees and their families.

Financial Security

We maintain financial strength and security while providing competitive financial products and member services. Your savings is federally insured up to $250,000.

Who's Eligible?
  • City of Escondido (COE) current employees
  • COE former employees
  • COE Volunteers
  • Elected/Appointed COE Officials
  • ALL Family members of the above groups
  •  
  • Become a Member Find a Branch