Escondido Federal Credit Union

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Term Certificates of Deposit

Higher dividend rate for higher balances

Do you have a larger amount of funds looking to earn dividends? All you need is $1,000.00 or more to take advantage of our excellent Share Certificate rates. At Escondido Federal Credit Union, we offer a number of options to earn a higher yield than a share savings or Money Market, and higher than certificates in many other financial institutions. Dividends on all of our Term Share Certificates are calculated daily and paid monthly, so your money works harder and produces a higher Annual Percentage Yield (APY). Our Term Share Certificates are great for funds that you don't need right now, but may need sooner than five years! You can open a Share Certificate account any time at EFCU.

We have certificates with the following terms:

  • 6 to 11 Month Share Certificates
  • 12 to 17 Month Share Certificates
  • 18 to 24 Month Share Certificates

Current RAtes  

To open an account please visit one of our branches or give us a call at (760) 839-4606.