Escondido Federal Credit Union

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Current Rates

Your good credit really pays off at Escondido Federal Credit Union! Our consumer loan rates are based on the credit-worthiness of the applicant, so the better your credit is, the lower the rate will be on your loan.

Loan Rates



Make Your Good Credit Work For You

We offer fixed rates on Auto Loans, Signature Loans, and Recreational Vehicle Loans. We also offer low, variable rates on Auto Loans, and Recreational Vehicle Loans, and on our MasterCard, Line of Credit, and Home Equity Line of Credit. And because all of these loan rates are based on the credit-worthiness of the applicant, we can get you the low rate you deserve.

Give us a call or visit one of our branches to find out how low a rate we can offer you.



Savings Rates




All rates are anticipated and variable, unless otherwise stated, and may be adjusted without prior notice. Certificate accounts with a specific term earn the opening APY until the end of the term, unless otherwise specified. All certificate APYs stated assume the dividends earned on the certificate balance remain in the account until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Early withdrawal fees applicable on early certificate termination.